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Comparison
Table for DAN PADI & DivesAssure |
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DiveAssure Association
USA Membership benefits include the best programs, the best providers and
the best service for scuba divers, snorkelers, and the entire diving
community as well as their immediate families. When you become a member of
DiveAssure, you'll dive right with the most comprehensive travel diving
insurance and assistance programs available in the marketplace. |
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Membership benefits
include worldwide emergency services 24-7-365, doctors & nurses available
24-7-365, emergency medical expenses, trip cancellation and interruption
coverage, plus a 6-month introductory subscription to Rodale's Scuba Diving
Magazine (valid for new subscribers only), discounts on motor club, car
rentals, moving expenses, and other membership benefits. |
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DiveAssure USA Insurance Programs |
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DiveAssure makes
available to the recreational diving community insurance protection during
diving activities. As a member of the recreational diving community, we have
made arrangements with National Union Fire Insurance Company of Pittsburgh,
Pa., to provide insurance coverage to our association's members, so that
should you need any medical or rescue assistance, you'll be covered, no
matter where, no matter when. |
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Most medical and travel
policies simply don't cover diving risks. A diving accident can involve
major medical and related expenses. The insurance & assistance programs,
made available to you through your membership in DiveAssure association, are
designed specifically for divers, and give you full coverage in case of a
diving accident: |
Policy Cover |
Gold
USA |
Platinum USA |
Accident medical and
rescue expenses following a diving accident, including emergency
evacuation, and policy limit |
$250,000 |
$500,000 |
Death as a result of
diving accident |
$10,000 |
$25,000 |
Accidental
dismemberment or paralysis as a result of diving accident |
$10,000 |
$25,000 |
Loss of diving gear
left on site of claimable accident requiring hospital treatment |
$2,500 |
$5,000 |
Repatriation of
remains to home country |
$5,000 |
$10,000 |
Flight/Accommodation
– extra expenses following diving accident |
$5,000 |
$10,000 |
Depth limit |
None |
None |
Deductible |
None |
None |
Travel Protection Benefits
Including: Hospital admission guarantee, Critical care monitoring, Emergency
evacuation, medically supervised repatriation, Medical consultation, and
more.
Policy
Cover |
Gold
USA |
Platinum USA |
Diving vacation
cancellation (*) |
$1,000 |
$10,000 |
Diving vacation
interruption (*) |
$1,000 |
$10,000 |
Non-diving related
assistance covered (during a diving vacation) |
No |
Yes |
Family member's
assistance covered (during a diving vacation) |
No |
Yes |
Travel tickets and
Extra accommodations |
$5,000 |
$10,000 |
Annual membership fee |
$75.00 |
$95.00 |
(*) Subject to a $100 deductible. |
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The Insurance Underwriter
The travel diving accident
insurance is provided as a benefit of membership is underwritten by National
Union Fire Insurance Company of Pittsburgh, PA, a member company of American
International Group, Inc (AIG), with its principal place of business in New
York, NY. AIG is the world's leading U.S.-based international insurance
and financial services organization, the largest underwriter of
commercial and industrial insurance in the United States and among the
top-ranked U.S. life insurers. Its member companies write a wide range of
general insurance and life insurance products for commercial, institutional
and individual customers through a variety of distribution channels in
approximately 130 countries and jurisdictions worldwide. |
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The Plan Administrator
Marsh Advantage America,
a service of Seabury & Smith, part of the Marsh & McLennan Companies, Inc. (MMC),
will administer the products and services for DiveAssure USA. As a pioneer
in the concept of insurance program management, the company offers
innovative and professional services related to third party administration,
program design, marketing and advertising, research and development, claims,
underwriting, customer service and payroll deduction plan development. |
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This is a brief overview of the policy only. The policy contains the
reductions, limitations, exclusion and termination provisions, Coverage may
not be available in all states. Insurance coverage available for members of
DiveAssure Association is underwritten by National Union Fire Insurance
Company of Pittsburgh, PA, with its principal place of business in New York,
NY. |
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